Are there purchase versus monthly charge plans available in the Toronto area? If so, what would the difference in monthly payments be? Is there a rating service that compares different facilities?

I believe there are both options, but for those kind of details you would have to check them out individually. You might also want to look at tax implications and benefits to each. I have not seen such a rating service.

Peter S. Silin, MSW, RSW, CCC
Diamond Geriatrics